Lancaster County Market Update: March 6, 2026

Market Update: January 30, 2026

Lancaster County remains a top-10 national housing market! Discover why local homes are selling in just 41 days and how a “K-shaped” economy is impacting buyer competition in our March 6 market update.

Lancaster County Market Update: February 28, 2026

Market Update: January 30, 2026

Key Takeaways The 30-year fixed mortgage rate fell below 6% for the first time since 2022 — a big psychological threshold for buyers sitting on the sidelines. Nationally, active inventory is up 7.1% year over year and the median listing price has fallen for 18 consecutive weeks. Buyers have more leverage than they’ve had in […]

Lancaster County Market Update: February 13, 2026

Market Update: January 30, 2026

With mortgage rates near 6% in January, buyer purchasing power has hit its highest point since 2022. Discover how a median-income household can now afford a $331,483 home and what this “real movement” means for the 2026 spring housing market.

Lancaster County Market Update: February 7, 2026

Market Update: January 30, 2026

The housing market is swinging toward a buyer’s market! Discover why 62% of buyers paid below list price in 2025 and learn how Lancaster, PA, now ranks 5th in the nation for housing value in our February 7 update.

Lancaster County Market Update: January 30, 2026

Market Update: January 30, 2026

The Federal Reserve holds rates steady! Learn why mortgage rates are staying in the high 5% to low 6% range and what this “new normal” means for your Lancaster County home search in early 2026.

Market Update – LLPAs

Insights Into The House Market From Mortgage Craft

LLPA’s – Loan Level Pricing Adjustments – I am sure you have seen information about this by now. In the lending world, we have been talking about this for a few months and many lenders have already begun pricing this into the loan pricing (interest rates). Let me allow Chat GPT to explain what LLPAs […]

March 2023 – Real Estate Report Card – Lancaster

A House Sold By Mortgage Brokers From Mortgage Craft In Lancaster, Pa

If you are considering a home purchase or refinance this year, it is important to be informed and gather a team of advisors who are on your side to advise you well. Please check out this report card for Lancaster County as of March 2023. Our team would love to connect with you and help […]

Will this summer be hot?

Mortgage Craft Farm And Field

Will things heat up this summer? The big question continues to be mortgage rates, and for rates, we look to the Fed and their borrowing rate**. This borrowing rate is one main way the Fed puts a governor on the market and economy. Slows inflation, increases unemployment etc…So, what do we expect? Read more below. […]